What credit is: Your credit reports are records of how you have repaid debt in the past. Credit scores are three-digit numbers that estimate how likely you are to repay a lender or card issuer as agreed in the future. A “credit check” may look at either or both. Why it matters: Good credit gives you...
from NerdWallet
https://www.nerdwallet.com/blog/finance/how-to-build-credit-in-exactly-250-words/
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