Think credit reports are too complicated to understand? Give it one minute. What credit reports are: Records of how you’ve handled your financial obligations. Three major credit bureaus — Equifax, Experian and TransUnion — gather this data. They list your accounts and your payments, as well as any problems like late payments, collections, lawsuits or...
from NerdWallet
https://www.nerdwallet.com/blog/finance/credit-reports-explained-in-exactly-250-words/
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