On a balmy September morning in 2013, an email hit my inbox that too many Americans see regularly: an overdraft notice. My rent bill had been paid automatically before my paycheck was deposited in my checking account, so I was $1,649 short. To make matters worse, I had used my debit card several times before...
from NerdWallet
https://www.nerdwallet.com/blog/banking/sean-talks-money-bank-fees-bite-can-save-pain/
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