The most well-intentioned holiday gifts can fall flat. Ask Arlene Claudio of San Diego, who once received a 60-day gym membership from a health-conscious aunt. “I opened it in front of my family. Everyone was quiet. I felt red,” says Claudio, 36. That gift went unused. If you want to avoid the same fate for...
from NerdWallet
https://www.nerdwallet.com/blog/banking/6-ways-to-give-money-as-holiday-gifts/
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